Hassle-Free Auto Financing near Paterson NJ, Clifton, Yonkers and White Plains

Regardless of if you've selected a new Nissan or used car to bring home from Ramsey Nissan, we strive to make sure that you end up with the best possible financing option. Our team has worked to ensure that we have strong connections with a number of lending institutions, with the goal of these relationships benefiting you. It allows us to assure that you're always getting the terms that are most competitive.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New RAMSEY NISSAN Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Despite any concerns you may have, we have a way to help. If you're in the process of making sure your plan will work for you, you can use our loan calculator to help you estimate your payments. If you're concerned about your credit level, you can be comforted knowing that we work with unique lending situations, including special financing. To start this process early, use our online Credit Application today. All the way through this process, you can be sure that the team at Ramsey Nissan will be right by your side.

If you have any questions, we encourage you to contact us or stop by our dealership in Upper Saddle River. We'll be delighted to address any questions or concerns you might have.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Your privacy is important to us.

RAMSEY NISSAN takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


    401 Route 17 South
    Upper Saddle River, NJ 07458

    • Sales: 201-825-4040
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Get in Touch

  • Contact our Sales Department at: 201-825-4040
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed